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Despite many recent security breaches that have exposed millions of credit cardholders to potential fraud and identity theft, online shopping continues to prosper, especially during the holidays.
Financial fraud experts are now warning consumers about where some of the greatest dangers lurk: small, commercial websites.
"It installs in the browser and keeps track of nefarious sites, and lets you know when you're at a risky one," he says.Fraud prevention professionals note that many smaller websites rely on generic shopping card software that they neglect to update with the latest software security patches.Software can help Scott Mitic, CEO of Trusted ID, an identity theft protection company, says that many small websites are not complying with merchant standards, especially those set by Visa and Master Card.At that point a paedophile will try to detect how safe it is to talk to the child asking questions like ‘Are you home alone? First the paedophile wants to establish trust pretending he is your friend and talking about common things like school, going out, music, hobbies and interests. In order to convince you that it is normal and that ‘everybody does it’, the paedophile may, by e-mail, send photographs showing other people or children in such activities.Having sent the photographs, the paedophile may try to increase the level of confidence between you by asking you to erase the photographs because ‘you may be in trouble if anybody else sees the pictures’, and may also tell s/he trusts you to keep everything secret and never tell anybody about the chat.
"Very few small sites are compliant today, but it's hard for a consumer to tell which ones," he says.